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Terms & Conditions

Introduction

Mewss (“Mewss”, “we”, “us” or “our”) owns and operates the mewss.com and the Mewss mobile app (together or solely referred to as “Platform”). References to “you”, “your”, “yours” or “User” are references to the person(s) accessing the Platform.
Please read these Terms and Conditions (“Terms”) carefully as they govern our relationship with you and your use of the Platform. By using the Platform, Users are agreeing to our Terms, which may be updated from time to time.

Accessing the Platform

By accessing the Platform, you agree to comply with the Terms and our Privacy Policy (together as “Legal Terms”). If you do not agree to our Legal Terms, do not access, view, or otherwise use any of our services or register with us. You would need to have an account with our Platform (“Account”) in order to use some parts of our services. However, Users will be free to browse through the Platform without an Account.

You further agree that you have been afforded the opportunity to obtain independent legal and other advice with respect to these Legal Terms and that you have either taken such independent legal and other advice or dispensed with the necessity of doing so.

At all times when accessing the Platform, you must ensure that:

  • you shall not access, store, distribute or transmit any viruses, or any material during the course of your use of the Services that:
    • is unlawful, harmful, threatening, defamatory, obscene, infringing, harassing or racially or ethnically offensive;
    • facilitates illegal activity;
    • promotes unlawful violence;
    • is discriminatory based on race, gender, colour, religious belief, sexual orientation, disability; or
    • is otherwise illegal or causes damage or injury to any person or property, and we reserve the right, without liability or prejudice to its other rights, to disable the access to any person who breaches the provisions of this clause.
  • you shall not attempt to copy, modify, duplicate, create derivative works from, frame, mirror, republish, download, display, transmit, or distribute all or any portion of the software and/or documentation (as applicable) on the Platform in any form or media or by any means; or attempt to decompile, reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the software or documentation on the Platform;
  • You shall not access all or any part of the Platform in order to build a product or service which competes with the Services, or to use the Platform (or any part of it) to provide services to third parties.
  • You shall use all reasonable endeavours to prevent any unauthorized access to, or use of, the Services and/or the Platform and, in the event of any such unauthorised access or use, immediately notify us.

Scope

This Platform enables participating employers (“Participating Employers” or “Employers”) and their employees (“Members”) to access a workplace savings scheme (“Scheme”) provided by financially regulated institution(s) (“FI”). The Platform provides features that facilitate the different activities within a workplace savings scheme and other services offered via the platform (“Services”).

The Platform and Services are licensed to the FI under a separate, exclusive agreement. Any User who wishes to engage with our Services shall be governed by the FI terms and conditions. Please go over them carefully.

Our rights and obligations under the Legal Terms shall extend to the FI only for all acts covered under the license agreement between us and the FI.
We and/or the FI have the right, in our sole and absolute discretion, to refuse, delete or move any Service that is or may be available through the Platform, for violating the Legal Terms and such violation being brought to our knowledge or for any other reason or for no reason at all.

Account

For creating an Account, Employers, shall have the option of using the sign-up service on the Platform.
Once the Employer is approved by the FI, Members will receive a link to create an Account.

By registering on our Platform you understand that you are entering into a contract on the Legal Terms.

When you create an Account, you represent and warrant that:

  • If you are an individual, you are of the age of majority under applicable law;
  • If you are representing a company, organisation or any other legal entity (“Entity”), you have the authority to bind the Entity to these Legal Terms;
  • You are capable of entering into and performing legally binding contracts under applicable law; and
  • All information which you provide is accurate, up to date, truthful and complete.
    In case there is any change in the information provided to us, you warrant to promptly notify us about the requisite changes and/or updates about your information.